At Trading Bullion, we offer a range of convenient payment options to suit your needs. Simply place your order online and choose from one of our available payment methods, detailed below.
1. Debit or Credit Card
Pay instantly online using your debit or credit card.
- Credit Cards: Up to £10,000
- Debit Cards: Up to £30,000
We accept Visa Debit, Visa Electron, Maestro, MasterCard Debit, Visa Credit and MasterCard Credit.
There are no additional charges for card payments.
2. Apple Pay
Customers using a supported Apple device (iPhone, iPad, or Mac) can select Apple Pay at checkout for a fast and secure payment experience.
Maximum payment limit: £10,000
3. Google Pay
Google Pay offers a quick and secure way to complete your purchase using your Android device or a supported browser. Customers can pay using saved card details without manually entering payment information at checkout.
Maximum payment limit: £10,000 (subject to issuer limits)
4. Bank Transfer
You can pay for your order via internet or telephone bank transfer. After confirming your order, you will receive a confirmation email containing your order number and our bank details, allowing you to complete the payment.
Please make the transfer as soon as possible and quote your order number as the payment reference. If payment is not received by the end of the next working day, your order may be cancelled.
Bank transfers are accepted for orders of any size.
Cash Payments
Trading Bullion does not accept cash payments at our trade counter. This policy reflects strengthened regulatory requirements in line with HM Revenue & Customs anti-money laundering guidelines, together with the continued decline in the use of physical cash.
Accepted Debit & Credit Cards
We accept the following debit and credit cards:
- Visa Debit
- Visa Electron
- Maestro
- MasterCard Debit
- Visa Credit
- MasterCard Credit
There are no surcharges for credit card payments, in line with the Second Payment Services Directive (PSD2).
Payment Security
We take payment security extremely seriously. For fraud prevention and compliance purposes, all debit and credit card orders can only be dispatched to the registered cardholder's billing address.
Verified by Visa
When paying with a Visa Debit or Credit Card, you may be prompted to complete a short verification step during checkout. This security feature helps confirm your identity and protects against unauthorised use of your card. The process typically takes less than a minute to complete.
Mastercard Identity Check
For Mastercard Debit and Credit Card payments, Mastercard Identity Check provides an added layer of security. You may be asked to authenticate your transaction through your bank's secure verification process, such as a one-time passcode or approval via your banking app.
What Is 3D Secure Authentication?
3D Secure authentication is managed directly by the card schemes, including Verified by Visa and Mastercard Identity Check. It is a global security programme adopted by many banks and building societies to help prevent unauthorised card use.
Due to the nature and value of the products we sell, we can only accept card payments that successfully complete the 3D Secure authentication process.
Card Payment Limits
| Payment Method | Limit |
|---|---|
| Credit Card | Up to £10,000 |
| Debit Card | Up to £30,000 |
| Apple Pay / Google Pay | Up to £10,000 |
| Bank Transfer | Any amount |
Orders exceeding £75,000 must be placed either by telephone on 0121 523 6006 (Monday to Friday, 8:30 am – 5:30 pm), or in person at our Trade Counter.
Payment FAQs
Q: Do I Need to Provide Identification?
In certain circumstances, we may require identification before processing your order. If we are unable to electronically verify your address using trusted verification services, you will be asked to provide identification documents. We may also request ID for high-value orders or transactions that require additional due diligence. We are legally required to retain identification records in accordance with HM Revenue & Customs anti-money laundering regulations.
Q: Is VAT Payable on Bullion Products?
The VAT treatment depends on the type of metal being purchased. Since 1 January 2000, qualifying investment gold has been exempt from VAT in both the UK and the EU. Silver bullion products are subject to VAT at the current UK standard rate (20%). For full details, see our VAT Guide.
Q: Why Has the Price Changed When I Place My Order?
The "From" price displayed on our product listings represents the lowest available unit price, based on the highest quantity discount tier. Our pricing structure is volume-based, meaning the unit price may vary depending on the quantity selected.
Q: Why Is Your Gold Price Higher Than the Market (Spot) Price?
The global spot price of gold reflects large-scale interbank transactions involving London Good Delivery bars, which typically weigh approximately 12.5 kilograms. This wholesale price is available only to major financial institutions and does not include additional costs such as brokerage, refining, manufacturing, transportation, storage, or insurance. Retail bullion products are sold at a premium above the spot price. Generally, the larger the bar, the lower the premium per gram.
If you require any assistance with payment, please contact our Customer Support team.
Contact Us Call 0121 523 6006